Pennsylvania’s state wage tax is relatively low and flat in this model (about 3.07%), but local earned income taxes — especially in Philadelphia and Pittsburgh — can add another layer. Philadelphia wage tax can be selected in the calculator when relevant.
Planning estimates only — not an official pay stub.
Federal taxes on a Pennsylvania paycheck
Federal income tax and FICA are estimated the same way as other states: annualize pay, apply approximate deductions and 2026 brackets, then convert to your pay period. Social Security uses the 2026 wage base; Medicare applies with Additional Medicare above thresholds.
Pennsylvania flat state income tax
Pennsylvania uses a flat state income tax structure in this model (about 3.07% of wages after modeled pre-tax adjustments). That is simpler than progressive systems like New Jersey or New York, but local EIT can still reduce net pay.
Philadelphia and other local taxes
Philadelphia residents and some nonresidents working in the city may owe Philadelphia wage tax (rates are modeled when you select the Philadelphia local option). Pittsburgh and many other municipalities levy earned income tax that may not be fully included — check your stub.
Overtime in Pennsylvania
Pennsylvania generally follows FLSA weekly overtime for covered workers: 1.5× after 40 hours in a workweek. Confirm employer and union rules for exceptions.
Example: $70,000 in Pennsylvania vs New Jersey
Run $70,000 on this Pennsylvania calculator and the New Jersey page with the same filing status. Statewide PA tax is often lower in our model, but Philadelphia wage tax can close the gap. Use salary-to-hourly if you need the hourly equivalent (~$33.65/hr at 2,080 hours).
Also try the Pennsylvania overtime calculator or the self-employment / 1099 tax calculator. Also: pay converter.